SCHOLARSHIPS FOR HISPANIC AND LATINO STUDENTS

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College enrollment rates are rising among Hispanic men and women in the United States. Recent data from the Pew Research Center shows that 2.2 million Hispanics between the ages of 18 and 24 were enrolled in a two-year or four-year degree program in 2015; this figure represents a threefold increase since 1993. This rise in postsecondary attendance is largely attributable to the nation’s growing Hispanic population and a sharp decline in the high school dropout rate among this demographic. According to the National Center of Education Statistics (NCES), the percentage of college students who identify as Hispanic rose from 4% to 15% between 1976 and 2012. Hispanic students reached a new milestone in 2012 when, for the first time, Hispanic high school graduates enrolled in college at a higher rate than their Caucasian counterparts. The U.S. Census Bureau estimates one in four college students will identify as Hispanic by 2020.

MINORITY STUDENT ENROLLMENT 1976-2012

MINORITY STUDENT ENROLLMENT 1976-2012

Persistent educational challenges continue to affect the Hispanic community, however. Many college-bound Hispanic men and women come from low-income families, and tuition rates for in-state students at public universities have risen 296% over the past 20 years. Consequently, many of these students are forced to absorb student loans to afford their degree. These loans carry steep monthly minimum payments and interest rates that can affect borrowers for decades.

TUITION GROWTH AT NATIONAL UNIVERSITIES

TUITION GROWTH AT NATIONAL UNIVERSITIES

Pew Research data shows that 22% of Hispanic students have outstanding student debt. While this is the lowest rate of debt among student racial groups, it should be noted that nearly half of all Hispanic students complete their education at a two-year community or technical college. These programs tend to be significantly less expensive than four-year programs, but they are also less likely to help students secure meaningful post-college employment. As of 2015, only 15% of Hispanics aged 25 to 29 held a bachelor’s degree in any subject.

FAMILY NEEDS

Family obligations present another challenge to Hispanic learners. A 2015 survey by the National Journal found that two-thirds of Hispanic men and women who sought full-time work or joined the military after high school claimed to have done so in order to financially support their loved ones. By comparison, only 39% of white men and women who bypassed college made the same claim.

FIRST-GENERATION COLLEGE STUDENTS

First-generation Hispanic college students face additional obstacles. The percentage of first-generation students at all U.S. postsecondary four-year institutions fell from 38.5% to below 16% between 1971 and 2005, according to a report from UCLA. A study by the National Conference of State Legislatures (NCSL) further estimates that up to half of Latino parents have not received any postsecondary education. Many educational experts agree that parents without a college background are unable to fully prepare their children for the rigorous academics and the social pressures of institutionalized higher education. “Without family background in the college experience,” the study notes, “these students may find it difficult to fully engage in college life, which can lead them to drop out and not complete a degree.”

ENGLISH AS A SECOND LANGUAGE

Language barriers are another factor. Hispanics made up 46% of all U.S. immigrants in 2013, according to data from the Migration Policy Institute, and the National Education Association (NEA) notes that roughly 80% of the country’s English Language Learners (ELLs) identify as Hispanic. Despite a widespread emphasis on English instruction in U.S. public schools, however, less than 20% of k-12 ELL students earn average or above-average reading comprehension scores. Furthermore, up to 10% of ELL students between the ages of 12 and 18 are forced to repeat a grade every year. The lack of English speakers in the home is a major reason for these trends.

CHILDREN OF MIGRANT WORKERS

Another underrepresented group are the children of Hispanic migrant workers. Each year, the U.S. Department of Education’s Migrant Education Program serves approximately 345,000 Hispanic students between the ages of three and 21. The College Assistance Migrant Program (CAMP) offers financial support for college freshmen, along with five-year tuition grants, but because migrant families are constantly on the move, these students often perform poorly in the classroom and their secondary school dropout rates are higher than non-migrant students.

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Roughly 65,000 undocumented students graduate from U.S. high schools each year. The U.S. Department of Education guarantees public education for undocumented children through grade 12. Additionally, there are no federal or state laws prohibiting undocumented men and women from applyng to, enrolling in, and graduating from public or private colleges. A survey by the National Association of Student Financial Aid Administrators (NASFAA) found that 32% of public postsecondary institutions admitted undocumented student applicants.

However, many schools categorize undocumented students as “foreign”, thus making them ineligible for both federal financial aid and in-state reduced tuition rates. The Obama administration has introduced a bill known as the Development, Relief, and Education for Alien Minors (DREAM) Act that would create a college pathway for undocumented students by providing them with permanent residency. However, the DREAM Act has yet to receive congressional approval as of April, 2016.

DEFERRED ACTION FOR CHILDHOOD ARRIVALS

Students in the U.S. must be permanent residents before they can receive federal financial aid. Most immigrants earn permanent residency by applying for a Green Card, but current laws stipulate that undocumented citizens are unable to take this path; they must instead leave the United States and apply for permanent residency from a consulate office in their home country.

The Deferred Action for Childhood Arrivals program, or DACA, seeks to ease college admission challenges for undocumented students. Under DACA, undocumented children who enter the U.S. prior to age 16 receive “deferred action status” and are categorized as DACA Students. They may also be able to obtain a social security number (SSN). While DACA students are still ineligible for federal financial aid, those with a valid SSN are able to fill out a Free Application for Federal Student Aid (FAFSA) and they may receive state- or institution-sponsored funding.

DACA students may also qualify for reduced in-state tuition, although discounted rates are often available. A total of 18 U.S. states currently offer provisions for undocumented students to receive discounted in-state tuition. These include: California, Colorado, Connecticut, Florida, Hawaii, Illinois, Kansas, Maryland, Michigan, Minnesota, Nebraska, New Mexico, New York, Oklahoma, Oregon, Rhode Island, Texas, Utah, and Washington. In contrast, three states have barred reduced in-state tuition for undocumented students: Arizona, Georgia, and Indiana. The remaining 29 states are classified as unstipulated.

Undocumented students should meet with their high school career counselor to discuss financial aid options for college. Most DACA students with a valid SSN are urged to complete a FAFSA in order to learn about state- and institution-based financial aid options. The Department of Education offers the following tips for DACA students who wish to fill out a FAFSA:

HOW TO FILL OUT THE FAFSA AS AN UNDOCUMENTED STUDENT

  • The FAFSA does account for the citizenship status of the applicant’s parents, but the form requests the SSNs of both parents. Applicants must write in 000-00-0000 for the SSN for any undocumented parent or legal guardian.

  • Applicants will encounter the following question: “Are you a U.S. citizen?” Undocumented students must check the box for “No, I am not a citizen or eligible noncitizen.”

  • There are also questions inquiring about the “legal state of residence” for the applicant and their parents. The correct answer will vary, as each U.S. state has different requirements for legal state residency. Applicants should consult their on-campus career counselor before completing this section.

  • The online FAFSA form features an IRS Data Retrieval tool that allows applicants to submit their tax information and their parents’ tax information. If the applicant or their parents did not file an income tax return during the previous year, then tax information may be entered manually.

HISPANIC-SERVING INSTITUTIONS

The Hispanic-Serving Institutions (HSI) program was enacted through Title V of the Higher Education Act. HSI status is conferred on not-for-profit postsecondary institutions where at least 25% of full-time students identify as Hispanic. Under Title V, eligible HSIs can receive grants from the U.S. Department of Education’s Office of Postsecondary Education (OPE). Grant funding is then used to build on-campus resources and bolster support services for Hispanic students. Today, HSIs are represented by the Hispanic Association of Colleges & Universities (HACU); although HACU members comprise only 10% of U.S. postsecondary institutions, these colleges and universities are home to more than two-thirds of the nation’s Hispanic student population.

The rising number of HSIs in the U.S. directly correlates with the increasing number of Hispanic students enrolling in accredited college programs. There were 245 recognized HSIs in 2005, and as of 2014-15, there were 435 recognized HSIs that collectively enrolled more than 1.8 million students. The states with the most HSIs are California with 152, Texas with 78, Florida with 24, and New Mexico with 23. Additionally, Puerto Rico has 63 recognized HSIs.

latin_scholarships_guide-copyscholarship is a monetary gift for students to use for funding their postsecondary education. Scholarships do not need to be paid back, making them a desirable alternative to student loans. Scholarships may be used to pay for education-related costs including tuition, books, and other course materials. Some scholarships may also be used to cover food, room-and-board, laundry, and day-to-day expenses.

Thousands of different scholarships are available. Merit-based scholarships are typically given to students with high GPAs or an extensive record of community service. Other scholarships may be allotted to certain groups of people, including women or minority students. There are also scholarship options for students who demonstrate financial need.

In order to qualify for most scholarships, students must first complete an application. While the nature of these applications will vary by award, most will include the following general criteria:

  • Grades/Transcripts: Most scholarships (merit- and non-merit-based) require a minimum GPA for consideration; this minimum is usually 2.5 or higher. Additionally, some impose minimum scores on the SAT, ACT, or other college admissions tests.
  • Essay: Many scholarships require applicants to complete an original written testimonial explaining why they deserve the award.
  • Letters of Recommendation: A scholarship application may ask for letters of recommendation from teachers, school counselors, former employers, and other people who have interacted with the student in an educational or professional environment. These letters should not come from friends, relatives, or family acquaintances.
  • College Information: Many scholarships will only award money to applicants who have enrolled or plan to enroll in an accredited postsecondary institution within the following year. Some are only allotted to students who plan to pursue certain fields of study.
  • Other Financial Aid: For needs-based scholarships, applicants may need to prove they are not receiving federal financial aid, additional scholarships, grants, or other forms of monetary support.

HERE ARE A FEW EXPERT PIECES OF ADVICE FOR FILLING OUT SCHOLARSHIP FORMS:

  • Begin your scholarship search during your freshman year of high school and compile an organized, comprehensive list of options before your senior year. Earning scholarship funding is essentially a numbers game; the more scholarships you apply to, the more financial support you’re likely to receive.
  • Apply to every scholarship award for which you are eligible. Smaller scholarships are generally less competitive, and these awards can increase your overall support.
  • Fill out all applications in pencil and be sure to proofread each section for misspelled words, grammatical errors, and awkward phrasing.
  • Essays should be personal and heartfelt. Applicants should take this opportunity to demonstrate their writing skills and speak directly to the scholarship committee; be as expressive and direct as possible.
  • If an online option is unavailable, submit your application to the scholarship committee by direct mail. In either case, be sure to keep a copy for your records in case the original application is not received.
  • Be mindful of deadlines and make sure every application has been finished and submitted before its due date.

EXTERNAL SCHOLARSHIP RESOURCES

Students who are unfamiliar with scholarship applications should seek advice from educational experts. Here are a few online resources for scholarship applicants to peruse:

QuestBridge: This organization provides assistance and support to low-income and underprivileged men and women with college aspirations. QuestBridge’s website features links to more than a dozen scholarship databases.

FastWeb!: This comprehensive financial aid database allows users to customize scholarship criteria in order to generate a list of applicable awards.

ScholarshipAmerica.com: This organization “works to engage private sector support for programs and policies that advance equity in postsecondary education.” Their site links to 15 government-sponsored and private financial aid databases.

CareerInfo.net: The scholarship aggregator on this U.S. government-sponsored site lets users customize scholarship options by award type, education level, state of residence, and award sponsor.

BigFuture: CollegeBoard’s customizable scholarship aggregator allows users to browse more than 2,200 scholarships, internships, and other financial aid opportunities.

Some of the most common scholarships include:

Colleges and Universities: Most postsecondary institutions offer scholarships to current and prospective undergraduate and graduate students. Many scholarships are specific to major fields of study or offered exclusively to students in certain gender or minority groups.

Foundations: Students should explore scholarship opportunities through established businesses and professional organizations affiliated with their proposed field of study. Other foundational awards are available through women’s or minority rights advocacy groups.

Local Community Organizations: Scholarships are often offered through community-based groups such as churches, youth centers, rotary clubs, and chambers of commerce. While these awards tend to be smaller in monetary value, they are also typically less competitive than national or statewide scholarships.

New Trend – Study and Work in Canada

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O Canada! International students have friendly study options in the Great White North

With the inauguration of the new Trump Administration, the educational winds may be changing for current international students and those who are still considering their options to study abroad. Among other things, students are concerned over a potential tightening in post-graduation US visa options including the OPT program and H-1B visa program.

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No matter the short-term political bumps in the road, however, international education will increasingly be a must-have in the modern worker’s and manager’s tool kit. Moreover, current uncertainty just goes to show that agile thinking always pays in today’s professional environment. So what to do?

Consider Canada! This North American alternative is becoming an increasingly popular option for international students who are attracted by its friendly people, worry-free health care system, and astounding natural scenery. Furthermore, Canadian higher education is gaining increasing respect on the world stage.

Today, we take a look at the most popular Canadian MBA programs. Something to think about, eh?

Top Canadian Business Schools

5. HEC Montréal: Montreal, Quebec

Full-time Program Length: 13 Months

Full-time Program Cost: US$7,500 (Quebec residents) US$15,300 (out-of-province)

HEC  MontrealAbout: HEC Montréal is a French-language business school located in Montréal, Canada. Since its founding in 1907, the School has trained more than 78,000 students in all fields of management. HEC is the business school of the University of Montreal.

4. Schulich School of Business, York University: Toronto, Ontario

Full-time Program Length: 16 Months

Full-time Program Cost: US$70,710

Schulich School of Business, York University: Toronto, Ontario

About: Located at York University in Toronto, Ontario, the school is accredited by the Association of MBAs (AMBA) and the European Quality Improvement System (EQUIS). According to Forbes and CNN Expansión, Schulich has the best full-time MBA program in Canada.

3. Ivey Business School, Western University London: Ontario

Full-time Program Length: 12 Months

Full-time Program Cost: US$82,000

Ivey Business School, Western University London: Ontario

About: Ivey Business School (Ivey) is one of Canada’s leading business schools, located at the University of Western Ontario, a research-intensive university in London, Ontario, Canada. According to Bloomberg BusinessWeek, Ivey has the best full-time MBA program outside of the United States.

2. Queen’s School of Business, Queen’s University Kingston: Ontario

Full-time Program Length: 12 Months

Full-time Program Cost: US$77,000

2. Queen’s School of Business, Queen’s University Kingston: Ontario

About: Queen’s full-time MBA program was ranked as the number one full-time MBA program in Canada and number one outside of the U.S. by the bi-annual ranking of Business Week in 2004, 2006, and 2008. Environics ranked the Queen’s Full-time MBA program number one in Canada in 2006 in their Report on Executive Education in Canada. In the 2012 QS Global 200 Business Schools Report, the school was indexed as the 3rd best business school in Canada and the 16th best business school in North America.

1. Rotman School of Management, University of Toronto: Toronto,  Ontario

Full-time Program Length: 20 Months

Full-time Program Cost: US$95,100

1. Rotman School of Management, University of Toronto: Toronto,  Ontario

About: Rotman’s MBA program was ranked as 60th in the Global MBA rankings for 2016 issued by the Financial Times magazine. In the 2012 QS Global 200 Business Schools Report, Rotman was placed as the 9th best business school in North America, while in the 2011 BusinessWeek MBA rankings, Rotman placed 3rd in the best international business schools category (outside the United States)

What are the common requirements? Generally speaking:

·        For MBA programs, an undergraduate degree is needed but not necessarily in a business field, and two years of postgraduate work experience.

·        GMAT: 550 with at least a 50th percentile in the quantitative and verbal sections

·        GRE: 150 on the verbal and quantitative section

·        Demonstration of some English proficiency (varies according to school)

Interested? TopAdmit can help you out! TopAdmit offers Ivy League-quality editing and advice for all levels of admissions essays. We have a distinguished track record and have proudly assisted students from over 50 countries to get into their dream schools. Upload your essay now!

It is always useful to read other people’s work to get a sense of what good essays are. To assist you, TopAdmit provides you some MBA essay samples written by counselors and editors hailing from prestigious schools including Harvard. This page contains personal statement samples, statement of purpose samples, and application essay samples for college. But please remember, these are for your reference only; it is not to your benefit to copying their style or concepts. It not only violates academic ethics and could lead to an automatic rejection by the admissions committee — the point of our service is to help you construct a unique essay — not one similar to other essays.

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Obtain a scholarship easily!

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scholarshipOften the main reasons that you forgo your overseas studies plan is due to the expensive tuition and= fees. Especially in the U.S and UK, where private schools dominate, enrollment in a prestigious school involves even higher costs. Therefore, an important strategy for you to realize your dream of studying abroad will be to use your edge to obtain a scholarship!

Before discussing the scholarship strategy, you should be aware where to find information about scholarship availability or education grants at a college or university. As a matter of fact, the most important source would be the Admission page! Regardless of the different webpage designs or setup of each school, you will basically find such information on the admission page for it is where information is provided regarding the registration, application process and any help you need before applying.

Other key words you may use during research is “financial aid/fund”, which will normally be seen in the application section if such aid/fund is available. You don’t have to worry that very few schools provide scholarships. Let me tell you, America values talents. Therefore financial aid is available at most renowned schools. But please be aware that such financial aids may be provided under different requirements and circumstances, it may not necessarily be the full amount, or it may be in the form of a subsidy for your living costs or tuition. Some will have to be applied together with your application during enrollment, some will be applied after your admission is confirmed. Clear descriptions concerning such matters should be provided on the admissions page. If you are not well informed or have some concerns, remember to contact the person in charge of registration. You should write courteously, and elaborate what you are concerned about. According to my experience, given the time differences, you will get a reply overnight!

If you have checked the in-need-of financial aid option in your application, you may request for financial aid. If the school doesn’t require you to provide additional materials, then you basically don’t need to make any extra preparations, however, it would be a good idea to emphasize in your PS or resume in response to the features of the faculty or department (as described in detail below) about requiring financial aid. If you need to submit other materials, you should consider the following strategy more carefully in order to find out how to show yourself in response to the preference of each program.

If you are applying for an undergraduate program, then you stand a better chance of obtaining a scholarship than a research institute program. Especially some first class universities place a great amount of resources on undergraduate students, so you will have less difficulty in getting financial aid if you are in need. Whereas doctorate programs, which focuses on a single area of studies, where doctorate students are usually able to obtain full scholarships under a good research projects, a research institute on the other hand, normally offers limited chances of scholarship (mostly partial scholarships). The main source of income is the opportunity of working as assistants to improve your abilities while making some money. (Though such income can basically cover most of your expenditures. And detailed terms of scholarship and your responsibilities are stated clearly on the admission page).

Now let us talk about how to best present yourself to persuade the school to invest in you!

A. Write an impressive Personal Statement!

1) Demonstrate a clear structured plan of your life

Like what we talked about PS last time, many people feel that the personal statement is to show yourself to the best of their ability. This is the right approach, but to some extent it is not. Think about how those impressive ads are created, do you just remember their best parts and messages? Focus, completeness, clarity and liveliness are their common features. Therefore, the key part of your job is how to narrate the joys and sorrows, highs and lows of each story and experience vividly. How to describe that you have discovered what you are looking for, your destiny after going through such pains and hardships. Remember, you don’t have to tell everything, the key is to impress with each paragraph written.

2) Focus on your specialty

Don’t overdo it. The most challenging but valuable part of the essay is writing appropriate and engaging content. I mentioned under point number one that you need to impress by showing how special you are. But now I say to stay focused on writing content relevant to your specialty major, which means that you should not highlight only features of your personality blindly. Personality does impress, but it does not contribute to your chances until it perfectly matches the program’s features and requirement. In a perfect PS, you have to make the adcom committee feel your strong motivation, have them moved by your passion and your story, and have them convinced that you are fully prepared to complete your studies under that specialization.

B. Extra-curricular practices and work experiences

Famous schools in the U.S. value the quality of their students not only in terms of academic performance but also their expectations of a well-balanced personal development. As mentioned previously about higher probability for scholarships in a research institute, more chances are given to working assistants. Therefore, it is especially important to prove that you can implement into practice the knowledge you have learned.

Successful applicants for good universities or challenging programs must be very strong academically. However, solid work experiences and extra-curricular activities will help you make a difference. Meanwhile, detailed, specific and impressive descriptions of your growth out of those experiences will greatly increase your chances to win a scholarship

C. Maintain contact with professors and the school

At the research institute each person has his or her mentor professor. For many projects, whether or not you can get a scholarship is at the discretion of the professor. On the official website for the program application, you can see who your future mentor professor is and the area he or she is specialized in. If you are really passionate and ambitious about the program, you are recommended to spend some time reading the works of your mentor and express your enthusiasm by writing and email and discussing with him or her what you are interested in.

As you demonstrate your wisdom, humor and passion in your communications with the professor, and the professor comes to understand who you are and gets along with you, you surely have a much bigger chance of winning a scholarship.

D. Avoid hot in-demand programs

If each specialty provides the same number of people with scholarships, you have a better chance to win if there are fewer applicants under your program. But never choose a less popular program that is neither in your interest nor to your liking just because of the chance for a scholarship. I just want to tell you that the current hot programs will not necessarily mean a hot career in the future. Why not choose a less popular specialty if you like it? Perhaps it will be in-demand in ten years. Find the main theme of your life, choose what you love most, and your passion will drive you through the end. In case you don’t have any specific preferences, then consider your financial strength, area of studies and interests, and you may find some less popular programs which offer scholarships as a good choice.

Of course, there is no 100% guarantee that you will win what you are striving for, to some extent luck plays a part. Nonetheless, make sure you stand a higher chance by preparing yourself better when pursuing studies overseas. As it is evidenced by the law of attraction, when you are fully determined, you win support from all! I wish you good luck in your entry into a first class school!